The year housing gets exciting again

After two years of quietly rebuilding, confidence, affordability and momentum return to New Zealand’s housing market – and 2026 is the year it finally shows, says Nerida Conisbee, Ray White Group Chief Economist.

A breakthrough year for borrowers

Technology, competition, and smarter financial habits are reshaping the borrowing landscape, giving homeowners more choice, clarity and leverage in 2026, says Nicole Ferguson, Loan Market’s National Director.